A couple discussing their mortgage options with a mortgage broker

Clear mortgage advice. Confident decisions.

Moving house, remortgaging or buying your first property? Our expert mortgage brokers can help you find your ideal mortgage, wherever you may live in the UK.

Mortgage brokers you can really trust

Finding the right mortgage can be overwhelming, but The Mortgage Centres team of expert mortgage brokers is here to help. We offer tailored solutions for those with bad credit, skilled workers, first-time buyers, remortgages, and investors, guiding you every step of the way.

Free initial advice
5 star reviews
Access to the whole market
Established over 25 years
Personal service

Bad credit mortgages

It’s possible to get a mortgage even with bad credit. Our expert mortgage brokers specialise in adverse credit mortgages, offering tailored solutions for your unique situation. Explore your options today!

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Self-employed mortgages

Unlock your homeownership dreams! We help sole traders, contractors, and directors secure the best deals. Your unique income is our expertise. Get tailored advice today.

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Buy-to-let mortgages

Investing in property? Our expert mortgage brokers specialise in Buy-to-Let mortgages. We’ll help you navigate complex criteria, secure competitive rates, and help you grow your portfolio!

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Skilled worker mortgages

On a Skilled Worker Visa? Getting a mortgage in the UK is possible! Our specialists help visa holders navigate lender criteria, secure competitive rates, and achieve homeownership!

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Mortgage affordability

Understanding what you can afford to pay out each month is a huge part of lender’s decision making on whether they will lend to you or not. Read our comprehensive guides, and if you get stuck, let’s talk.

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Excellent

4.98 based on 922 reviews

Sarah Rattu

Verified user

Jordan was superb, he helped one very way he could. Timely, concise friendly and overall fantastic. Wouldn’t go anywhere else for our next mortgage.

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United Kingdom, 10 minutes ago

John Stabler

Verified user

I recently applied for a mortgage through Needham mortgage centre. I had previously had issues with my credit score and was really apprehensive about things. The advisor Jordan was fantastic. His positive attitude and patience along with his assuring manners put me at ease right through to my mortgage offer and subsequent purchase. I couldn't be more appreciative of what service I received.

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United Kingdom, 30 minutes ago

Anonymous

Verified user

Mark Gardiner was my mortgage adviser or broker I have used him twice to secure two mortgages he is very helpful, kind, supportive and professional too I will use your service again and I would recommend you too. Thank you for your help

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United Kingdom, 1 hour ago

Nicola Russell

Verified user

I have used the Mortgage Centre, three times now and have found the experience a really positive and helpful one where I am guided to a product that is right for me and my situation. I have recommended the team to several local people and will continue to do so.

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United Kingdom, 2 hours ago

Lillie Stone

Verified user

These guys have done me 2 x mortgages now and really recommend them.

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United Kingdom, 2 hours ago

Anonymous

Verified user

These guys are pretty bang on it. Very helpful and cost effective

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United Kingdom, 2 hours ago

Joshua Boulding

Verified user

We used Needham Mortgage Centre to help us secure our first home, and the experience was genuinely outstanding. Jordan was our advisor, and he delivered a smooth, stress‑free service from the very first conversation. He took the time to explain every step clearly, kept us updated throughout, and made what could have been an overwhelming process feel simple and well‑managed. His professionalism, patience, and attention to detail were genuinely impressive. The whole team at Needham Mortgage Centre made us feel supported and confident at every stage. For first‑time buyers, that level of care makes all the difference. We couldn’t speak more highly of them — highly recommended.

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United Kingdom, 2 hours ago

Emma O'Connor

Verified user

Used their services when brought my house and every remortgage since. They are very clear and easy to understand making the process stress free.

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United Kingdom, 2 hours ago

Aidan Oldroyd

Verified user

I used this mortgage centre to try and access a short-term mortgage on a flat. I had a repossession more than 25 years ago, so required information and guidance. Needham researched mortgage offers for my property and selected the one that matched my needs. The fee i paid was very reasonable for the work they put in. Very quick in getting quotes and dealing with the banks Very polite and essy to communicate with.

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United Kingdom, 2 hours ago

Naomi McBride

Verified user

I had such a positive experience with Needham mortgages. Mark gave me an initial call and with my circumstances was positive he could secure me a mortgage with a high street bank. The process was quick and easy (a lot quicker than expected), and Mark was amazing with keeping in contact and updating me frequently… he also responded very quickly to any emails i sent with questions and queries. I’d previously spoken to another mortgage lender who told me that due to my circumstances i wouldn’t be able to get a mortgage. After speaking with Mark at Needham faith was restored! Couldn’t recommend enough, been in my home 6 months now - thankyou!

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United Kingdom, 4 hours ago

Smart solutions with a personal touch

It’s true, we offer a friendly, personal touch – but that’s just a bonus. You should choose us because we’ll find the perfect mortgage to fit your needs, setting you up for a stable and comfortable future in your home.

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The benefits of using a mortgage broker

Navigating the mortgage market can be tricky. Here’s how a dedicated mortgage broker can simplify the process and secure the best outcome for you:

Only the best advice, no strings attached

Unlimited brokers aren’t tied to any banks or building societies. Therefore, they will give you an honest opinion based on what they know about you.

Access to thousands of potential deals

As whole-of-market brokers, we’re not tied to any lenders, giving us access to thousands of products and exclusive, unadvertised deals.

Saving you time to focus on moving

Researching your options can be time-consuming, Let a broker handle it for you, so you can skip the hassle and get moving faster.

We know the best people for the job

When it comes to specialist mortgages, like bad credit loans, we’ve got the experts on hand who know exactly how to help.

Let's talk

Our team will aim to get back to you within 24 hours.

0330 0945876 Standard network rate
enquiries@themortgagecentres.co.uk

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